Home Buyers

We will pre-qualify you and work through your financing options BEFORE you begin your home search. This way you will know how we will structure your purchase and have the confidence to move forward when we find your NEW HOME!

I will introduce you to one of my senior loan officers and I am confident that you will use our Lending Service because I will insure you that our rates and closing cost will beat any written quote from any other banker or lender when you use my services as your buyer’s agent.

Negotiating is An Art

Only the artful negotiator can take two sides with opposing interests and bring them to consensus. No formula can be applied to the process; no scientific equation can bring it about. And the back-and-forth communication that is negotiating is a huge part of the buying process.

A favorable negotiation involves the seller, your agent with the seller’s agent and you to arrive at an agreement on price, and terms and conditions. As with any bargaining session, the discussion can get bogged down; but a professional knows how to avert problems. It’s about working through, around and over any potential sticking points to bring the talks to a mutually satisfying conclusion.

Having an expert negotiator manage the purchase of your home is just one more reason to work with a real estate professional, like myself. Make sure your buying agent offers capable representation, objective counsel and caring guidance for this process.

Before engaging your agent, know s/he will handle negotiation. Ask him/her questions like:

• How will multiple offers be handled?
• On which points should we stand firm and on which can we compromise?
• What will you do to get me the best price in the shortest period of time?

Answers to these questions will give you a good idea of how your agent negotiates the deal to get the best price and terms for you.

When you engage me as your buyer’s agent, you have a guide who will understand your concerns, expectations and needs – not only in negotiation, but throughout the entire home-buying process.

PS. Some first time home buyers are under the impression that they need to save 10 or even 20% for down payment before the search. UNTRUE! Many sellers will opt to pay for a portion of your closing cost to move their property since there is an over supply of inventory. There are also loans that require as little as 3 1/2%* down payment, so call me TODAY to discuss, how we can make your decision to buy a simple one!

*and VA and Rural Housing Loans with Zero Down!